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Born in 1929 as San Diego Teachers Credit Union, California Coast Credit Union has surfed through nine decades to become SoCal’s trusted wave — managing $3.2 billion in assets for over 200,000 members from San Diego to Riverside. The California Coast Credit Union portal is your digital board — riding encrypted access to checking, high-yield savings, low-rate auto loans, first-time home mortgages, and member-exclusive rewards — all backed by NCUA insurance up to $250,000 and a beach-to-boardroom philosophy. With 26 branches along the coast and a mobile app rated 4.8 stars, California Coast Credit Union blends local surf culture with real-time alerts, AI budgeting, and 24/7 access for a lifetime of financial flow.
Started in 1929 to support San Diego educators, California Coast Credit Union has grown into a $3.2 billion member-owned tide, serving teachers, nurses, firefighters, and families across San Diego, Orange, and Riverside counties. The California Coast Credit Union platform is your financial surfboard — offering smooth control of checking, youth savings, auto refinancing, first mortgages, and small business loans with coastal efficiency. Unlike banks, California Coast Credit Union rides member waves: you own it, vote on direction, and benefit from $1.2 million in annual community donations for schools, beaches, and local causes.
California Coast Credit Union delivers wave-ready features — Zelle® sends, mobile check deposit, card lock, and more. Deposit up to $10,000 from the beach, transfer between accounts in seconds, and earn rewards on everyday spending — all inside the secure California Coast Credit Union ecosystem. Apple Pay, Google Pay, and real-time alerts keep you riding smooth.
Getting started is a breeze. Use your California ID, verify with a selfie or call, and fund your $5 Membership Share — in under 60 seconds, you’re in the California Coast Credit Union lineup. Use the app with Touch ID, the web portal with budgeting AI, and the always-on virtual guide “Coast Assistant.” Link external accounts, set auto-saves, and go paperless — all through California Coast Credit Union.
California Coast Credit Union operates a zero-trust security model, SOC 2 certified, with continuous testing and partnerships with Norton. All data is encrypted with 256-bit AES, protected by MFA (SMS, app, biometrics). AI monitors 150+ behavior signals per session, blocking fraud in <50ms. Systems in San Diego maintain 99.99% uptime with cloud redundancy.
California Coast Credit Union invests $2 million+ annually in member innovation. The 2026 roadmap includes AI financial coach, voice banking, and expanded rewards — all launching through California Coast Credit Union.
SoCal members share how California Coast Credit Union powered their financial journey — from first cars to dream homes.
"Financed my Jeep at 5.24% APR and saved $98/month — approved in 11 minutes via California Coast Credit Union!" – Mia R., Oceanside Teacher
"Bought my Encinitas condo in 21 days with a 6.125% mortgage — all digital through California Coast Credit Union." – Jake T., Local Surfer
"California Coast Credit Union is my financial board — smooth, fast, and always there." – Lisa M., San Diego Nurse
California Coast Credit Union returns profits to members — $1.2 million in 2024 via dividends and fee waivers.
California Coast Credit Union has helped thousands ride to financial freedom — from first homes to business launches.
California Coast Credit Union turns spending into strategy. View 120-day trends, categorize with 99% AI accuracy, and track goals live.
Access 200+ guides, calculators, and videos tailored for SoCal life — all inside California Coast Credit Union.
California Coast Credit Union offers secure APIs, OAuth2, and sandbox for developers. Integrate with YNAB, QuickBooks, or build custom tools.
Access 30,000+ CO-OP ATMs, 5,000+ shared branches, and local partners — all through California Coast Credit Union.
700+ team members across 26 branches and San Diego HQ. Named Top Workplace by San Diego Union-Tribune 4 years running.
Free monthly webinars in English. Topics: “SoCal Home Buying,” “Credit Wave,” “Small Business Surf.”
San Diego team available 24/7. Chat, video, phone, or schedule — all in California Coast Credit Union.
California Coast Credit Union promotes paperless banking, solar branches, and beach cleanups. Each digital user plants a kelp in the La Jolla forest.
SoCal media praises California Coast Credit Union for member focus, digital speed, and community impact. 95% satisfaction, 4.8-star app rating.
California Coast Credit Union is NCUA-insured to $250,000 per depositor. Annual audits, SOC 2, and member governance ensure your trust.
40+ honors for member service, workplace culture, and community impact.
Need help? The California Coast Credit Union team is ready 24/7. Chat, call, or submit below.
Email: [email protected]
Phone: 877-495-1600
HQ: 9201 Spectrum Center Blvd, San Diego, CA 92123
10,000+ SoCal businesses use California Coast Credit Union for payroll, merchant services, and growth loans up to $500,000.
California Coast Credit Union protects you — but strong habits matter. Use unique passwords, enable MFA, avoid public Wi-Fi.
Rated 4.8 stars with 150,000+ downloads. Deposit checks, pay bills, track rewards — all from your phone with California Coast Credit Union.
Since 1929, California Coast Credit Union has invested $50 million in SoCal — education, beaches, and local businesses.
Grow your money faster with competitive rates and no fees.
From autos to homes — fast approval, local service.
Tools for SoCal businesses — payroll, payments, and growth.
Tools and guidance to build lasting financial health.
Ready to catch financial freedom? California Coast Credit Union is your secure, instant SoCal banking portal.